You May Be Owed Money From Your Foreclosure
We Help You Claim It.
When a foreclosed home sells at auction for more than the mortgage payoff, the surplus belongs to you. Most people never know it exists. We find it, file the paperwork, and recover what's yours with no upfront cost.
No Upfront Fees
We don't get paid until you do.
In-House Legal Counsel
Standby attorney model for legal support.
5-Minute Submission
Start your claim in minutes.
Why It Matters
Billions Go Unclaimed Every Year
Surplus funds from foreclosure auctions sit uncollected in county accounts because former homeowners simply don't know they exist or how to claim them.
What Are Surplus Funds?
When your foreclosed property sold at auction for more than your outstanding mortgage balance, the difference called surplus or excess proceeds belongs to you, not the lender or county.
Why Funds Go Unclaimed
County offices are overwhelmed. Notices get lost. Many former homeowners have moved and never receive word that money is waiting for them.
How We Help
We research public records, identify funds owed to you, handle the paperwork, and guide you through the entire recovery process at no upfront cost.
The Road to Recovery
Four Steps to Your Funds
Our proven recovery process is transparent, efficient, and entirely risk-free for you.
Hire Our Team
Our dedicated experts work to ensure you receive the financial compensation owed to you.
Sign our agreement
No upfront cost
We Get to Work
We begin the recovery process to pursue the funds that lawfully belong to you.
4–8 week timeline
Varies by case
Secure Funds
We successfully secure the funds owed to you and schedule their release.
Funds release scheduled
Final invoice issued
Recover
You receive your recovered funds along with a final case review letter.
Check or direct deposit
Case review letter sent
About Us
Built on Trust, Driven by Results
The North Firm helps former homeowners navigate the often-overwhelming process of recovering surplus funds after foreclosure. We research public records, identify money owed to you, and manage the entire claim process from start to finish.
We operate on a standby attorney model meaning we bring in legal expertise on a case-by-case basis when it's needed, without the overhead of a traditional law firm. That keeps our costs down and our focus on what matters: getting your money back.
We work on contingency. No recovery, no fee. It's that simple.
Transparency
Clear communication at every step. You always know where your case stands.
No Upfront Cost
We work on contingency. If there's no recovery, there's no fee period.
Client First
Your interests come first. We handle the complexity so you don't have to.
FAQ
Questions, Answered
Everything you need to know about surplus funds recovery and working with The North Firm.
What are surplus funds?
Surplus funds, also called excess proceeds are generated when a foreclosed property is sold at public auction for more than the total amount owed to the lender. These remaining funds legally belong to the previous homeowner, not the bank or county.
Do I need my own lawyer?
No, You do not need to hire your own attorney. Our team, includes in-house leagal counsel, handling the legal intricacies required to secure the release of your funds from the county.
How long does the process take?
Do I have to pay anything upfront?
What if I had liens on the house?
Is my personal information safe?
Helping former homeowners recover surplus funds owed to them after foreclosure auctions. No recovery, no fee.
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- (713) 940-7717
- recover@thenorthfirm.com
- 3050 Post Oak Blvd, Suite 510, Houston, TX 77056
The North Firm Group LLC is not a law firm and does not provide legal advice. The standby attorney relationship means an attorney may be engaged on a case-by-case basis as needed. Recovery is not guaranteed. No upfront fees we are paid only if funds are recovered.
© 2026 The North Firm Group LLC. All rights reserved.